Most companies take up to 45 days to respond to the first request, so we don't charge you a full month for silence. $4.99 covers your first 45 days, then it converts to whichever plan you picked. We also don't charge per request or per company: data brokers re-acquire your information over time, so the job is never really "done." We keep filing, tracking, and re-checking for as long as you're a member.
What a company is legally required to do still depends on your state. See full state coverage on Where We Stand →